Competition refresher published this article page no 20 pradhan mantri jeevan jyoti bima yojana (pmjjby) pradhan mantri suraksha bima yojana (pmsby) and atal pension yojana (apy) celebrated their 8th anniversary on 9th may 2023. prime minister shri narendra modi launched pmjjby pmsby and apy on 9th may 2015 from kolkata west bengal. all these three schemes are dedicated for the welfare of the citizens to meet the need of securing human life from unforeseen event and financial uncertainties. the government launched two insurance schemes – pmjjby and pmsby to ensure that the unorganized sector of the country remains financially secure. along with this the government also launched the atal pension yojana- apy to help meet the needs of old age competition refresher magazine subscription.
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